The performance of your investments could make a crucial difference to your well being in the future, so reliable advice, investment products and fund managers you can trust are absolutely vital.
Investments in Spain can be held in a tax-efficient manner and certain types of funds held can result in a tax deferral until income or gains are made.
These funds are available via the St. James's Place Spanish International Investment Bond. This is a long-term investment which can:
Maximise growth prospects, benefiting from tax efficiency obtained by being offshore
Spread risk, investing in funds of your choosing
Provide the option of a regular and predictable income by allowing you to take regular or irregular withdrawals*
Reduce paperwork to a minimum
*Please note that if the withdrawals exceed the growth on the bond, the capital value will be eroded.
How do I know if a Spanish International Investment Bond is right for me?
Our Spanish International Investment Bond is appropriate for individuals who:
Want to invest a lump sum for at least six years
Are looking for an investment with the prospect for growth and the flexibility to make regular withdrawals to provide ‘income’*
Are looking for an investment where no tax is deducted until a withdrawal is made
Are prepared to accept that there will be fluctuations in the value of their investment, and that it may fall in value and they may get back less than the amount invested.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.